AI Document Intake
Upload applications, loss runs, and driver lists in any format. AI extracts and structures data in 30-60 seconds — no manual data entry required.
AI-Powered CRM
Close More Business.
Underwrite Smarter.
Cloud Underwriter is the AI-powered CRM, underwriting workbench, and data intelligence platform that automates submission intake, enriches risk data in real time, and manages your entire underwriting pipeline — so your team can focus on writing business, not chasing paperwork.
30-60s
AI Document Processing
250K+
Discovered Prospects
4-Pillar
Risk Intelligence Model
The Platform
One Platform. Every Step of Underwriting.
From submission intake to quote generation — structured, verified, and intelligent.
Risk Intelligence
Real-time DOT/FMCSA verification with a proprietary 4-pillar risk model — Safety Performance, Compliance Behavior, Operational Stability, and Financial Stability.
Lead Engine
Discover 250K+ qualified prospects with intelligent scoring across lead quality, timing, placability, and risk preference — then convert directly into submissions.
Pipeline & Analytics
Track every submission from intake to bind. Monitor KPIs, submission velocity, conversion rates, and team performance in real time.
See the Platform
Real Intelligence. Real Interface.
Not a mockup — this is the actual platform your team will use every day.
Track every submission from intake to bind with pipeline stages, status filters, and team assignments.
Every carrier verified against FMCSA records with a proprietary 4-pillar risk score and Top Risk Drivers.
Discover 250K+ qualified prospects scored by lead quality, timing, placability, and risk preference.
Real-time KPIs, submission velocity, conversion funnels, and team performance analytics.
Upload applications, loss runs, and driver lists — AI extracts and structures the data in 30-60 seconds.
How It Works
From Submission to Bind. Digitally.
A structured workflow that replaces manual research with automated intelligence.
01
Submit
Agents upload documents or submit digitally. AI extracts application data, driver lists, loss history, and vehicle schedules in seconds.
02
Analyze
The platform enriches every submission with DOT verification, risk scoring, compliance checks, and automated underwriting rules. Flagged issues surface immediately.
03
Close
Underwriters review AI-prepared submissions, generate quotes, track approvals, and bind policies — with a complete audit trail for every decision.
Why Now
The Industry Can't Afford Manual Underwriting Anymore
Agents, underwriters, and programs need AI-powered tools to compete — and survive.
$167B
Commercial truck insurance market size
40%
Underwriter time wasted on manual data entry
14 Years
Consecutive years of commercial auto underwriting losses
235%
Increase in nuclear verdicts over $1M since 2012
Platform Capabilities
Built for How You Actually Underwrite
Every feature designed around the real workflows of insurance professionals.
Submission Dashboard
Full pipeline visibility — Global View, My Assignments, Underwriting Pipeline, Portfolio & Renewals, and Archive with real-time status tracking.
AI Document Extraction
PDF, Excel, images — upload any document and AI structures the data in 30-60 seconds. No manual entry, no retyping applications.
Risk Engine
Standalone DOT lookup powered by BigQuery — Insurance Stability, Compliance Score, Fleet & VINs, Safety History, Violations, and Authority Status.
Lead Engine
250K+ discovered prospects scored by lead quality, timing, placability, and risk — with one-click risk analysis and direct conversion to submissions.
Custom Rules Engine
Automated compliance checks and underwriting rules that flag issues, trigger warnings, and enforce standards before human review.
Metrics & Reporting
Organization, team, and agent performance dashboards with submission velocity, conversion funnels, and portfolio analytics.
Tailored Deployments
Built for Every Role in the Chain
Three specialized configurations — same powerful core, tailored to your operation.
For Retail Agents
Submit digitally, track status in real time, discover leads, and eliminate back-and-forth emails. Get quotes faster and write more business.
- Digital submission with AI extraction
- FMCSA data enrichment
- Lead Engine integration
- Real-time status tracking
For Underwriters
AI-prepared submissions with risk intelligence, compliance flags, and full DOT verification. Review and quote in minutes, not hours.
- Complete underwriting pipeline
- 4-pillar risk intelligence
- Quote & bind workflow
- Custom rules engine
For Programs & MGAs
Multi-tenant admin console, custom underwriting rules, bulk import, portfolio monitoring, and team performance analytics.
- Multi-tenant administration
- Custom rules & workflows
- Portfolio monitoring
- Team performance analytics
Pricing
Configured for Your Operation
Every Cloud Underwriter deployment is tailored to your underwriting rules, workflow, and volume.
Custom Enterprise Pricing
Your underwriting operation is unique — your platform should be too. We configure Cloud Underwriter to match your exact rules, rating factors, approval chains, and integration requirements.
- Custom rules engine with your rating factors
- AI-powered submission processing and extraction
- FMCSA data verification and CarrierMetric integration
- Role-based access with SSO (Azure, Okta, Google)
- Dedicated onboarding and support
- Full audit trail and compliance reporting
Get Started
See It in Action
Tell us about your underwriting operation and we'll show you exactly how Cloud Underwriter fits.
Why Teams Switch to Cloud Underwriter
We don't sell a generic platform. Cloud Underwriter is configured to your exact underwriting rules, approval chains, and competitive edge.
Eliminate manual FMCSA lookups and data entry
Process submissions in minutes, not days
Discover 250K+ qualified prospects instantly
Onboarding in weeks, not months
Enterprise security with SSO and MFA